Question:-
Can I, as a medical practitioner, advise my patients to acquire finance from Medifin for medical treatment?
Answer:-
You, as a practitioner, are not permitted to advertise on behalf of Medifin, or promote their services, as promoting an interest-bearing loan on their behalf is tantamount to assisting in the disobedience of Allah Ta’aala, whereas, the Quraan Sharif categorically states “And do assist each other in sin and transgression.” [Surah Maa’idah verse.2]
However, if after receiving a quotation from you, the patient directly contacts Medifin (without being informed about them, or referred to them by yourself) and the patient then secures a loan for the required treatment, then this will be considered as an independent matter between the patient and the loan company. It will thus be acceptable for you as the practitioner, to receive payment directly from Medifin, with the proviso that you were in no way instrumental in assisting the patient in securing such a loan; and it is unknown whether the funds loaned by Medifin to the client is from Halaal or Haraam sources. If it is known with certainty that the funds loaned to the client by Medifin is purely from Haraam sources (such as interest funds only) then accepting such funds will not be permitted by you as a Muslim practitioner.
جس پیسہ کے متعلق قطعی طور پر علم ہو کہ یہ حرام ہے اس کے عوض کوئی شیء فروخت کرنا اور وہ پیسہ حاصل کرنا درست نہیں ۔ جہاں علم نہ ہو وہاں کنجائش ہے – فتاوی محمودیہ ص۲۷۳ ج۱۱ کتب خانہ مظہری و جواہر الفتاوی ۲۹۴ ج۳
ALLAH TA’ALA KNOWS BEST!
ANSWERED BY:
Mufti Mohammed Desai
Date: 29 Rajab 1443 / 03 March 2022
