Business Dealings

Life Insurance

QUESTION: My mother has taken out 3 life insurance policies for 3 of us siblings. My mother lives with my brother who takes care of all her needs. We have explained to her that this is wrong and that upon her passing, we will not be able to partake of that payout....

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Remuneration For Unworked Hours

QUESTION: I secured a job at a university working on engineering projects and so on. Afterwards, for various reasons, I didn't work the number of hours per week that was originally agreed upon. Although my employers did not question it, I did not feel comfortable...

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AI Systems

 QUESTION: I run a digital marketing and AI systems agency, and I need some guidance on two specific situations that have come up. Our work involves creating and posting social media content (images/videos) for clients, some of which is made by us or outsourced...

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Investment Scam

A person approached different individuals and asked them to give him money for business purposes. For example, he would say, “Give me R100 000. I will use it to purchase a particular product, sell it, and after a few days, I will return your capital together with a...

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Two-Pot System (Follow Up Query)

I have noted the Fatwa regarding the two-pot provident fund. I am part of an involuntary pension fund so I assume that the application will be the same, since I also have an accessible portion. Two issues come to mind after going through the response to the initial...

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Stock Market

QUESTION: Is it permissible to invest in stocks and shares?Are all stocks and shares based on interest? I have seen many Muslims seek Shari'ah complaint alternatives but they don't seem different to the main sources. ANSWER: From the outset, it is imperitive to bear...

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Buyer Protection Fee-Revised

QUESTION: There is a website called Yaga where one can buy and sell items. However, at checkout, a buyer protection fee is charged. I would like to know whether trading on this website is permissible or not due to the buyer protection fee. Below is the link to the...

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Drop Shipping

QUESTION: What is the Shari’ee ruling regarding drop shipping (eg. Shopify)? ANSWER: "Drop shipping" is a form of retail business in which the seller accepts customer orders without possessing stock on hand. Instead, the seller transfers the orders and their shipment...

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