Q1) According to the Hadeeth concerning Riba it is mentioned [والملح بالملح..]
If someone goes to their neighbour and asks for salt and says that they will give the neighbour some back later, is this considered as Riba ?
If they give extra, will this also fall under the category of Riba?
Accordingly for any other food item e.g. tomatoes, eggs etc. if they give more, less or an equal amount, will it also fall under the category of Riba?
عَنْ عُبَادَةَ بْنِ الصَّامِتِ، قَالَ قَالَ رَسُولُ اللَّهِ صلى الله عليه وسلم الذَّهَبُ بِالذَّهَبِ وَالْفِضَّةُ بِالْفِضَّةِ وَالْبُرُّ بِالْبُرِّ وَالشَّعِيرُ بِالشَّعِيرِ وَالتَّمْرُ بِالتَّمْرِ وَالْمِلْحُ بِالْمِلْحِ مِثْلاً بِمِثْلٍ سَوَاءً بِسَوَاءٍ يَدًا بِيَدٍ فَإِذَا اخْتَلَفَتْ هَذِهِ الأَصْنَافُ فَبِيعُوا كَيْفَ شِئْتُمْ إِذَا كَانَ يَدًا بِيَدٍ )صحيح مسلم #1587)
Ubaadah bin Saamit Radiallahu Anhu reports that Rasulullah Sallallahu Alaihi Wasallam said, “Gold in lieu of gold, silver in lieu silver, wheat in lieu of wheat, barley in lieu of barley, dates in lieu of dates, and salt in lieu of salt, likeness for likeness should be sold with equalness and handed over immediately. If the type of commodities differ then sell as you wish (without the need for equalness), if the payment is made hand to hand (immediately).”
A1) The Hadith in the query appears in Muslim Shareef and refers to selling weighed and measured items that are of the same type in exchange of each other. They should be sold with equalness and handed over to the other party immediately. Food items (such as wheat, flour, etc.) borrowed from neighbours fall in the category of a Qardh. The item should be measured in a particular container and loaned to the neighbour so that the same amount may be returned. If a utensil to measure the item is not found, then the food item may be estimated. However, it is best to give the food item to the borrower as a gift so it does not have to be returned.
وَفِيهَا اسْتِقْرَاضُ الْعَجِينِ وَزْنًا يَجُوزُ وَيَنْبَغِي جَوَازُهُ فِي الْخَمِيرَةِ بِلَا وَزْنٍ «سُئِلَ رَسُولُ اللَّهِ – صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ – عَنْ خَمِيرَةٍ يَتَعَاطَاهَا الْجِيرَانُ أَيَكُونُ رِبًا فَقَالَ مَا رَآهُ الْمُسْلِمُونَ حَسَنًا فَهُوَ عِنْدَ اللَّهِ حَسَنٌ وَمَا رَآهُ الْمُسْلِمُونَ قَبِيحًا فَهُوَ عِنْدَ اللَّهِ قَبِيحٌ» (الدر المختار ص167 ج5)
استقراض الدقيق وزنا يجوز والاحتياط أن يبرئ كل صاحبه والجواز رواية عن أبي يوسف، ورواية الاصل بخلافه. استقراض الحنطة وزنا يجوز، وعنهما خلافه. بخاري استقرض من سمرقندي حنطة بسمرقند ليدفعها ببخاري ليس له المطالبة إلا بسمرقند، وفي استقراض السرقين اختلاف المشايخ بناء على أنه مثلي أو قيمي. واستقراض العجين في بلادنا وزنا يجوز لا جزافا، ولم يتعرض لاستقراض الخميرة وينبغي الجواز عن غير وزن، وسئل النبي صلى الله عليه وسلم عن خميرة يتعاطاها الجيران أيكون ربا؟ فقال: ما رآه المسلمون حسنا فهو حسن عند الله وما رآه المسلمون قبيحا فهو عند الله قبيح. (البحر الرائق ص205 ج6)
Re:- Fataawa Ibaadur Rahman Pg.37/38 Vol.11
Q2) Is it permissible to have an ATM on one’s property?
A2) Since the bank’s income primarily devolves upon interest it will not be permissible to install an ATM machine on one’s premises The Quraan Sharif states,
وَلَا تَعَاوَنُواْ عَلَى ٱلۡإِثۡمِ وَٱلۡعُدۡوَٰنِۚ
“And do not assist each other in sin and transgression.”
Q3) Is it allowed to use the card machines in one’s business dealings?
A3) It will be permissible for a store to offer a card machine service with the proviso that they do not swipe any budget transactions for their customers. Also, the rental or transaction charges levied by the bank should be stipulated and fixed.
ALLAH TA’ALA ALONE IN HIS INFINITE KNOWLEDGE KNOWS BEST!
ANSWERED BY:
Maulana Abdul Kader Fazlani
Date: 19 Muharram 1446 / 26 July 2024
CHECKED AND APPROVED BY:
Mufti Mohammed Desai Saheb
