Business Dealings

Riba In Food Items

Q1) According to the Hadeeth concerning Riba it is mentioned  [والملح بالملح..] If someone goes to their neighbour and asks for salt and says that they will give the neighbour some back later, is this considered as Riba ? If they give extra, will this also fall under...

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Disposing Of Interest Funds

Q1) I keep my money in a commercial bank account. Recently, the bank started paying me interest since a positive balance is maintained. Is it necessary for me to switch to a non-interest bearing account? A1) Yes, if you have an option of keeping your money in a...

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Shariah Compliant Banks

QUESTION: I have a question with regards to taking out a mortgage with banks which are Shariah compliant. Please advise your ruling with regards to the bonds for property via Al Barakah and FNB Shariah mortgage. ANSWER: Your first option would be to try and acquire an...

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Miscellaneous Questions On Trade

QUESTION: I advertised a used item on a group (I did mention that it was used, etc). A person messaged me to purchase the item. I informed them that if the item is not collected within 2 days, I would put the item back up for sale. The person then informed me that...

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Using Interest Funds To Repair Toilets

QUESTION: Can a person use their interest money to change the direction of their toilet in a house that they are renting? ANSWER: The recipients of interest funds are poor Muslims that are eligible to receive Zakaat or poor non-Muslims. The landlord does n ot fall in...

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Using Hadith To Promote One’s Business

QUESTION: Is it permissible to post Ahadeeth on the advertisements of the products/items that one is selling? ANSWER: The Ahadith are the words, actions and approvals of Rasulullah Sallallahu Alaihi Wasallam. The greatest personality in the world is Rasulullah...

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“Shipping Guarantee” clause

QUESTION: Is a ‘Shipping Guarantee’ clause permissible? ANSWER: "Shipping Guarantee" refers to a written guarantee, issued by the bank which will bear joint liability, and is represented by the importer to the carrier or its agent, for picking up the goods in the case...

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Gardening Service Liable for Gutter Damage

QUESTION: I hired a gardening service for a once-off garden clean-up, and they damaged a gutter while they were busy removing the trees. Is the gardening service liable for the damages of the gutter? ANSWER: If the gardening service did not adopt the necessary...

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