Business Dealings

eBucks

If a person uses his virtual card via his Google Wallet App, FNB places the individual on a higher tier for the eBucks rewards program, allowing one to earn more eBucks. My brother and I manage the expenses of our household. He pays for the utilities and the...

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Kraal Manure

QUESTION: Is it permissible to sell kraal manure? ANSWER: Firstly, one needs to understand the nature of manure. Generally, manure is used as an organic fertilizer made from the dung of domestic livestock. Usually, soil and other ingredients are also mixed with the...

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Working For A Financial Institution

QUESTION: I work in a claims and disability assessment position, where I assess severe illness and disability, for Old Mutual. Someone brought it to my attention that Old Mutual works with interest. Is it permissible to work for this type of institution? ANSWER: Based...

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Landlord And Tenant Dispute

QUESTION: I have been a tenant for 15 years and in June 2024, the premises next door to me became vacant. In July, a new tenant took occupation of the place. The landlord was unable to install a separate electricity meter from mine on time, so he requested to install...

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Gifting

QUESTION: In my lifetime, I have given a property to my daughter, which she sold. To my oldest son, I have stipulated in my will that he be given the property which I currently reside in, and is still registered in my name. To my younger son, I gave him a property...

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Paying Traffic Fines Using Interest

QUESTION: Interest on our bank account is is removed monthly and discarded of. Can we use this money to pay off traffic fines? ANSWER: No, it cannot be used to pay fines. The recipients of interest funds are poor Muslims who are eligible to receive Zakaah, or poor...

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Takaful

QUESTION: What is the Darul Ifta's view on modern Takaful schemes? ANSWER: The view of the Darul Ifta is that Takaful is not permissible. For a detailed discussion regarding this topic, refer to the Kitaab ‘Takaaful Schemes and Conventional Insurance’ prepared by...

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Collateral

QUESTION: A franchisor regularly delivers goods to its franchise stores on credit. To protect itself against non-payment, or a store’s bankruptcy, the franchisor requires a large cash deposit (held as security). Is the standard franchise model permissible in...

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