Business Dealings

Landlord And Tenant Dispute

QUESTION: I have been a tenant for 15 years and in June 2024, the premises next door to me became vacant. In July, a new tenant took occupation of the place. The landlord was unable to install a separate electricity meter from mine on time, so he requested to install...

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Gifting

QUESTION: In my lifetime, I have given a property to my daughter, which she sold. To my oldest son, I have stipulated in my will that he be given the property which I currently reside in, and is still registered in my name. To my younger son, I gave him a property...

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Paying Traffic Fines Using Interest

QUESTION: Interest on our bank account is is removed monthly and discarded of. Can we use this money to pay off traffic fines? ANSWER: No, it cannot be used to pay fines. The recipients of interest funds are poor Muslims who are eligible to receive Zakaah, or poor...

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Takaful

QUESTION: What is the Darul Ifta's view on modern Takaful schemes? ANSWER: The view of the Darul Ifta is that Takaful is not permissible. For a detailed discussion regarding this topic, refer to the Kitaab ‘Takaaful Schemes and Conventional Insurance’ prepared by...

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Collateral

QUESTION: A franchisor regularly delivers goods to its franchise stores on credit. To protect itself against non-payment, or a store’s bankruptcy, the franchisor requires a large cash deposit (held as security). Is the standard franchise model permissible in...

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Online Transactions

QUESTION: I use a particular website to advertise my preloved/unwanted clothing and other items, etc. Upon purchasing an item, the buyer is required to pay for the item and these funds are held in the website's account. Once the buyer receives the item, the funds are...

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Service Fee On EFT

QUESTION: Can we charge a service fee to a person doing an EFT in lieu of cash? For example, accepting cash and carrying comes with a high risk of endangerment. ANSWER: Yes, it is permissible on condition that there is mutual agreement between both the parties for...

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Digital Marketing

QUESTION: Is digital marketing permissible? This could be on behalf of other companies, or the sale of courses whereby people can sign up to learn the art of digital marketing? ANSWER: Digital marketing is a type of marketing that uses the internet and online-based...

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