Business Dealings

Selling Milk Without Cream

QUESTION: A business sells fresh farm milk. Is it permissible for them to boil the milk, remove the cream, and then sell the milk? Or, can they remove the cream with a cream separator and thereafter sell the milk? ANSWER: This is permissible on condition that the milk...

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Service Fee For EFT

QUESTION: A person has cash and requires someone to do an EFT on his behalf. Is it permissible to charge the person a 3%-5% service fee for administering the EFT or will it be regarded as interest? ANSWER: Yes, this is permissible as the charge is in exchange for a...

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Credit-Card Debt

QUESTION: I used an FNB Credit Card in my business around the year 2005. The business subsequently closed down around 15 years ago due to financial problems. The initial amount owed was around R120 000, but with interest accrued, it accumulated to R150 000. The...

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Alcohol-Based Perfumes

QUESTION: Is it permissible to own a perfume store which stocks perfumes that are alcohol-based and not Itr. Is there any Hadith which mentions Barakah in selling perfume? ANSWER: Modern-day perfumes which are alcohol-based are made from synthetic alcohol, and not...

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Female Working as an Air Hostess

QUESTION: My wife works as an air hostess, the harms of which are widely known, and it is now taking its toll on our marriage. Please advise what the Shar'i ruling is regarding such employment for females? ANSWER: From the onset, it should be borne in mind that Islam...

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Dealing In Foreign Exchange

QUESTION: Is it permissable to purchase Dollars in exchange for Rands on credit? If it is permitted, on what rate is the person paying in Rands liable to pay? Also, some people sell Dollars privately at a higher rate than the bank, so would this fall under Riba?...

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Miscellaneous Questions On Trade

Q1. If a Shafi’ee and a Hanafi are negotiating a deal, and according to the Shafi’ee Madhab, the option of Khiyar-e-Majlis (the right to cancel while still in the meeting) exists, but according to the Hanafi school it does not. In such a case, how should the ruling be...

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Employing Male Domestic Workers

Q1. Is it permissible to employ male domestic workers in homes where females live? Can females wash the clothes of males? A1. It is not permissible to have male domestic workers in homes where only females reside. However, it will be permissible if there are some...

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