QUESTION: I will be retiring at the end of this year, and the advice is that I should transfer my funds to a living annuity, which will pay a monthly amount for my lifetime. I am not sure that this is shariah compliant and would please like advice on this. ANSWER: We...
QUESTION: Bank charges are incurred when a person makes payments online. Is it permissible to use this form of transaction, even if the bank charges are paid by the creditor. ANSWER: Your question is not too clear to us. We understand the usage of credit cards as...
QUESTION: I gave a supplier the engineer's drawing of the slab for a quote. They calculated how many blocks and lintel will be needed, and gave me a quote according to their calculations. Their engineer also came out to the site to measure before delivery. I then paid...
QUESTION: A certain franchise offers a promotion of 20% discount for new members. I already have an email account registered with them. Will it be permissible to create an account using a different email address to avail of the discount? ANSWER: Since you are already...
QUESTION: Zaid advertises that he'll load airtime on a phone immediately for someone, to save them time. The person has to message Zaid, and Zaid will load the airtime within 5-10 minutes, and the person will pay him later. Can a 10% service fee be charged (i.e. for...
QUESTION: Is it permissible to design (only design, not produce) for a clothing company that makes gym clothing? The standard designs are tight, while some are short and they show skin. ANSWER: If you design clothing to be worn in public which reveals the Satr (the...
QUESTION: Please explain if the following manner of conducting business transactions is permissible: I don't keep stock on hand. When customers wish to purchase goods, I require either a deposit or payment first, before placing the order. This happens mostly when...
QUESTION: Will it be permissible to sell a TV on condition that the customer uses it for CCTV purposes only? Will the transaction and money acquired be Halaal? ANSWER: Our Fatwa department is not in favour of CCTV due to it comprising of picture-making and filming of...